IPCI.CA ("IPCI") and its employees assume no responsibility for the accuracy, completeness, objectivity, or usefulness of the information presented on our site. We do not endorse any recommendation or opinion made by any member, nor do we advocate the purchase or sale of any security or investment. You are responsible for your own investment decisions.
Using Information on IPCI
IPCI provides users an area to discuss financial-related information, views, opinions, and the recommendations of individuals and organizations.
The terms of service (TOS) are as follows: Conduct yourself generally as you would at a gathering where polite people might attend. Watch your language. Avoid rudeness and flame wars. Stay on topic and stick to posts relevant to the board on which you are participating. Otherwise, behave legally, morally and ethically.
You are completely responsible for your own investment decisions and who and what you believe on the boards. The boards are designed to help you gain the information edge you need to help you make your own decisions. You are responsible for properly analyzing and verifying any information you choose to rely upon.
IPCI does look at messages posted by its members. We do reserve the right to monitor or remove any post, at any time, which is in violation of the User Agreement or clearly detracts from the value of the community, without notice. We also reserve the right to terminate any member's membership at any time, without notice.
Messages posted by Moderators, highly ranked or long term members of IPCI in no way reflect the official views of IPCI. IPCI does not control and cannot be held responsible for comments made by individuals who use this board.
Members should be aware that other members may not be who they say they are. We strive very hard to make sure members post under only one alias, but there is no guarantee our efforts will always be successful. IPCI does not perform a background check on any of the alias profiles. We do not guarantee that members' alias profiles contain accurate information. Members should also be aware that other members may use IPCI for personal gain. Therefore, everyone should approach messages with appropriate skepticism and objectivity.
Messages posted by individuals may be misleading, deceptive, or in error. You may disagree about a topic or issue, but stay objective and do not turn it into a personality battle.
IPCI has only moderated boards and it is largely a self-policing discussion site, which means that our site administrators will respond and react to e-mails received from members regarding violations of the Terms of Service. Upon receipt of such e-mails, moderators can and may take appropriate action (at their sole discretion), including, but not limited to the removal of post(s) and the suspension or termination of account(s). Chances are - if you're honest, sincere, and civil with your posts - you will never have to worry about having a post removed.
You should be aware of the possible risks of on-line investing and market analysis. The SEC publishes information on cyber fraud. The NASDR provides analysis on how to invest carefully in the electronic world. The NASAA provides tips on how to avoid online investment schemes aimed at taking advantage of unsuspecting investors. Their websites are instructive and can be found at: http://www.sec.gov // http://www.nasdr.com //http://www.nasaa.org
Acceptance of the User Agreement
We reserve the right to modify, remove, or extend any or all parts of the User Agreement at any time without notice. Your use of the site after the posting of any change to the User Agreement will be considered an acceptance of the change(s).
When initially registering for the site, you must select a user name and password. Each user name will be unique, currently case insensitive. We have the right to refuse granting any user name that impersonates someone else's, or that we feel is not in good taste or is otherwise inappropriate. Choose a good password, no easily guessed by anyone else! We are not responsible for any user impersonation. If you have concerns or feel you are being impersonated, please contact us through the contact link at the bottom of the chat board.
By accepting the User Agreement, you agree to provide accurate registration information in the IPCI Registration Page. Failure to maintain an accurate email address may result in your immediate removal from the site. Please keep this updated via your Profile.
By accepting the User Agreement, you warrant that you have no other registration(s) with IPCI. You also agree to maintain only one active registration with IPCI. Failure to follow the User Agreement will result in your immediate termination from IPCI. If you forget your user name or password, please contact us.
Your conduct when using IPCI should reflect an appropriate respect and consideration for the other members of the site.
IPCI reserves the right to remove or restore posts at its discretion.
By posting information in or otherwise using any communications service, chat room, message board, newsgroup, other interactive service that may be available to you on or through this site, you agree that you will not upload, post, or otherwise distribute or facilitate distribution of any content -- including text, communications, software, images, sounds, data, or other information -- that:
1. is unlawful, threatening, abusive, harassing, defamatory, libelous, deceptive, fraudulent, invasive of another's privacy, tortious, contains explicit or graphic descriptions or accounts of sexual acts or otherwise violates IPCI's rules or policies;
2. victimizes, harasses, degrades, or intimidates an individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability;
3. infringes on any patent, trademark, trade secret, copyright, right of publicity, or other proprietary right of any party. If you believe your copyright or intellectual property rights have been infringed, please refer to our Copyright and Intellectual Property Agent for Notice page.
4. contains software viruses or any other computer code, files, or programs that are designed or intended to disrupt, damage, or limit the functioning of any software, hardware, or telecommunications equipment or to damage or obtain unauthorized access to any data or other information of any third party; or
5. impersonates any person or entity, including any employee or representative of IPCI.
6. constitutes unauthorized or unsolicited advertising, junk or bulk e-mail (also known as "spamming"), chain letters, any other form of unauthorized solicitation, or any form of lottery or gambling;
7. harvests or collects information about the users or members of this site or use such information for the purpose of transmitting or facilitating transmission of unsolicited bulk electronic e-mail or communications or any other purpose.
8. misuses the words "your" and "you're."
9. constitutes spam, which is defined as:
* Self-promotion of your own website or service
* Attempts to use your posts for SEO purposes
* Posting about a stock(s) that is not relevant to the board you are posting to;
* Continually posting the same or similar information;
* Posting statements that do not add value to the discussion;
* Posting excessively on one or more message board(s);
* As well posting something that is completely off-topic to the current discussion.
10. constitutes a personal attack, which is defined as:
* Posting harassing or otherwise objectionable content on another poster;
* Calling another poster names or being vulgar;
* Not staying on topic with the current investment discussion, but instead focusing on an individual poster;
Account Information: Be aware that the identifying information specific to your use of IPCI membership, including your IP address, name, and email address will be delivered when requested by a legal subpoena. If the subpoena is for a civil matter, you will be notified immediately by email and/or a message sent to your IPCI account so that you may seek to prevent our delivery of this information or quash the subpoena.
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Use of Content
The content available throughout the site is the property of IPCI and is protected by copyrights and trademarks. You agree not to reproduce, transmit, repost, distribute, sell, publish, broadcast, or in any other way use any of the content without our written consent.
You agree that upon posting information on the site, you grant and assign IPCI a non-exclusive, worldwide, royalty-free, perpetual, non-revocable license to use, distribute, display, reproduce, and create derivative works from such material in any and all media, in any manner, whole or part, without any duty to account to you.
You agree to indemnify and hold IPCI, its officers, owners, agents, employees, and affiliates harmless from any claim or demand made by any third party due to or arising out of your use of the site. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you.
Disclosure of Your Identity
If a governmental agency (for example, the Securities and Exchange Commission, law enforcement agencies, US Attorneys' offices or similar governmental agencies) sends us a subpoena, we will comply with it. If we receive a subpoena by a third party that is not a governmental agency (for example, a subpoena in connection with civil litigation), we will attempt to contact the user whose identity has been requested using the contact information the user provided during the registration process. We will wait 10 days after notifying the user before complying with the subpoena by disclosing the identity of the user, unless the subpoena requires us to disclose this information before then. If we cannot wait 10 days because of the deadline in the subpoena, we will advise the user of the deadline included in the subpoena when we provide notice that we received it.
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USER EXPRESSLY AGREES THAT USE OF SITE IS AT USER'S SOLE RISK. THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. IPCI EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. IPCI MAKES NO WARRANTY THAT THE SITE WILL MEET USER'S REQUIREMENTS, OR THAT THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE; NOR DOES IPCI MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE SITE OR AS TO THE ACCURACY OR RELIABILITY OF ANY INFORMATION OBTAINED THROUGH THE SERVICE. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM IPCI OR THROUGH THE SITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN. YOU ACKNOWLEDGE AND AGREE THAT ANY MATERIAL AND/OR DATA DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SITE IS DONE AT YOUR OWN RISK. YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGES TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS IN THE DOWNLOADING OF ANY FILES ON THE SITE OR ANY EXTERNAL LINKS AVAILABLE ON THE SITE. Limited Liability IPCI SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATING TO THIS AGREEMENT, RESULTING FROM THE USE OR THE INABILITY TO USE THE SITE OR MESSAGES RECEIVED OR RESULTING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF USER'S TRANSMISSIONS OR DATA, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, USE, DATA OR OTHER INTANGIBLE, EVEN IF IPCI HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.